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ABOUT US

The SMF Team
Our senior executives have been with the company since its inception and together, have over 50 years of experience with FHA programs. Our team members are committed to offering clients the stability of a long-term, ongoing relationship.

Anthony Luzzi

President
(201) 307-9383 x302
aluzzi@nullsimsmortgage.com

Anthony Luzzi has over 30 years of experience with FHA mortgage insurance programs; he was responsible for obtaining SMF’s approval as a FHA lender in 1984. His responsibilities include business development, project analysis, underwriting, and loan funding. Anthony has directed approximately 165 FHA-insured loan transactions totaling $1.68 billion that have been funded with tax-exempt revenue bonds, taxable GNMA Securities, whole loan participations and private placements. He is an approved Underwriter under the Multifamily Accelerated Processing (MAP) and Lean processing programs and has attended Lean training in 2008, 2011, 2013 and 2014. In 2011, he closed the first hospital refinance transaction under the Section 242/223(f) program.

Anthony is a member of the Executive Committee of the Committee on Healthcare Financing, a Washington, DC-based coalition of mortgage bankers and healthcare consultants that specialize in FHA’s Section 232 and 242 programs for healthcare, senior housing and hospital facilities. He recently served as Vice Chairperson of the FHA Committee for the Mortgage Bankers Association (MBA), a national trade association; he also served as a member of the MBA’s Multifamily Steering Committee until October 2014.

Anthony received his BA degree in History, magna cum laude, from Saint Peter’s College and a MPA from New York University. He served as a Woodrow Wilson National Fellowship Foundation Administrative Fellow at Florida Agricultural and Mechanical University in Tallahassee, FL.

Kerrie J. Tomasiewicz

Executive Vice President
(201) 307-9383 x303
ktomasiewicz@nullsimsmortgage.com

Kerrie J. Tomasiewicz has close to 30 years of experience with FHA mortgage insurance programs, and has been involved in approximately 165 FHA-insured loan transactions totaling $1.68 billion that have been funded with tax-exempt revenue bonds, taxable GNMA Securities, whole loan participations and private placements. She is an approved Underwriter under the Multifamily Accelerated Processing (MAP) and Lean processing programs, and attended Lean training in 2008, 2011, 2013 and 2014. Ms. Tomasiewicz was responsible for establishing the firm’s FHA-insured loan servicing department and overseeing its activities until the portfolio was assigned to another lender in 2001. Under her leadership, SMF’s loan servicing portfolio had grown to approximately $250 million and included some of the largest bond issuing authorities and investment funds as clients.

Kerrie’s responsibilities include processing and underwriting of FHA-insured loan applications, loan funding and post-closing consulting and advisory services. She also conducts financial analyses and up-front evaluations of prospective transactions.

Kerrie is a graduate of Manhattan College, where she earned a BS degree with concentrations in Finance and Marketing.

Andrew J. Patykula

Senior Vice President
(201) 307-9383 x301
apatykula@nullsimsmortgage.com

Andrew J. Patykula has over twelve years of experience with FHA’s mortgage insurance programs. He is an approved underwriter for all loan programs pursuant to the Multifamily Accelerated Processing (MAP) program and has participated in Lean underwriter training in 2010, 2011, 2013 and 2014. Prior to joining Sims Mortgage Funding, Inc. (SMF) in 2003, Andrew served as a Fixed Income Trader at Herbert J. Sims & Co., Inc. (HJ Sims) SMF’s parent company, where his responsibilities included trading and underwriting municipal bonds and other fixed income debt instruments. He has over 25 years of experience in the capital markets with particular expertise in municipal bond trading, underwriting, sales and portfolio management.

Andrew’s responsibilities include processing and underwriting of FHA-insured loan applications, with an emphasis on affordable housing and Section 202 recapitalization loans. He also conducts financial analyses and up-front evaluations of prospective transactions.

Andrew earned his BS degree, with a concentration in Finance, from Trenton State College, now known as The College of New Jersey.

Geraldine Hamm

Administrative Support Coordinator
(201) 307-9383 x300
ghamm@nullsimsmortgage.com

Geraldine Hamm directs and implements the delivery of administrative and technical support activities for Sims Mortgage Funding, Inc. (SMF) as they relate to the development of applications for FHA mortgage insurance under the Multifamily Accelerated Processing (MAP) and Lean Programs. These activities include organizing and preparing application exhibits, coordinating the flow of information from borrowers, third-party consultants and SMF underwriting personnel, and assisting with the credit and financial reviews of borrowers, contractors and transaction principals.

Geraldine has over 25 years of administrative and technical support experience, including 18 years with SMF. She has an Associate’s Degree in Business Office Technologies from Rockland Community College.

Joseph K. Windels

Senior Consultant
(201) 307-9383 x 305
jwindels@nullsimsmortgage.com

Joseph K. Windels has over 28 years of experience with FHA mortgage insurance programs, along with other types of government sponsored grant/loan programs related to market rate, affordable elderly housing and health care facilities. Joe has been actively involved with the origination and processing of mortgage loan applications resulting in loan commitments and closings exceeding $1 billion.

He possesses strong knowledge of HUD’s underwriting and application processing requirements including the Multifamily Accelerated Processing (MAP) and Lean Programs. His responsibilities include new business development, client relationship management, project analysis and application processing, concentrating in the Northeastern United States.

Joe earned his BA degree from St. John’s University with concentration in Business and Political Science. He also holds a diploma in Commercial Real Estate Finance from New York University. Joe is a licensed New York State Real Estate Broker and Public Notary.