Financing solutions for your multifamily housing project. We make it happen.

Accessing capital—when you need it—at the most favorable rates. Reducing debt service payments or converting short-term debt into a long-term, fully amortizing loan. In the multifamily housing industry, these are critical to overall operations. That’s why clients turn to SMF to meet their financing needs—for construction, renovations, expansion, acquisitions, or refinancing,

With more than 30 years of hands-on experience, SMF understands every aspect of FHA-insured loan programs and underwriting requirements. Plus our relationship with HJ Sims gives us an inside track to non-FHA solutions.

As an originator, processor, underwriter, and funder of loans for housing projects, we take a hands-on approach with every client. Our technical expertise ensures a nimble, efficient process where promises are kept, expectations are managed, decisions are optimized, and even the most complicated deals are done right, on time.

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Why Work with SMF?

We are industry thought leaders
Our senior executives have over 50 years of experience with FHA programs. We are known and respected by our peers in the industry. We serve on committees of national trade groups that help HUD establish FHA policies. We also have access to senior people at both HUD and FHA. We talk to them about policy one day; then about projects the next. And our clients reap the benefits.

Our entire organization is client focused
FHA-insured financing is a complex activity. We provide borrowers with superior personal service, and take a hands-on approach to every project. We know how to work through the inevitable issues and hiccups and get the best deal for our clients. And because we understand the best deal is one that gets closed quickly, we don’t promise things that can’t be delivered.