Established in 1984, SMF is a subsidiary of HJ Sims, a nationally recognized investment banking firm that specializes in debt and equity financing for the senior living industry.
At SMF, we take a hands-on approach with every client. Our technical expertise ensures a nimble, efficient process where promises are kept, expectations are managed, decisions are optimized, and even the most complicated deals are done right and on time.
SMF helps clients procure financing for:
- construction
- rehabilitation
- expansion
- acquisition
- refinancing of existing debt
In addition, we provide consulting and financial advisory services to borrowers with respect to construction loan servicing, asset management, debt restructuring, mortgage note modifications, and tax-exempt bond financing.
Offering clients the best of both worlds—FHA programs and beyond.
With more than 30 years of hands-on experience, SMF understands every aspect of FHA-insured loan programs and underwriting requirements. We are an approved lender under the following programs:
- LEAN for skilled nursing, assisted living and specialized use facilities
- Multifamily Accelerated Processing (MAP) for market-rate and subsidized rental housing
- Office of Hospital Facilities (OHF) for hospital transactions
We also arrange loan funding through the sale of GNMA Mortgage Backed Securities or tax-exempt bonds underwritten by HJ Sims. Through HUD Plus, a program offered exclusively through HJ Sims, we are able to provide significant advantages to healthcare industry borrowers by increasing their borrowing capacity.
Proven FHA experts
Because we are champions of the benefits and opportunities that FHA programs offer our clients, we are active members of the Mortgage Bankers Association (MBA). Our senior executives have served as Vice-Chair of the FHA Committee and have led the MBA’s Section 232 Working Group.
SMF is a former member of the Committee on Healthcare Financing, a Washington, DC-based coalition of mortgage and investment bankers, financial advisors and law firms that specialize in FHA’s Section 232 and 242 programs for healthcare and hospital facilities. SMF is a Sponsor and Member of the Healthcare Mortgagee Advisory Council (HMAC) is a non-profit consortium of FHA-approved lenders and industry partners who are active in financing and servicing Residential Care Facilities under HUD’s Section 232 programs.