The SMF Advantage

Proven FHA experts

With more than 30 years of hands-on experience, we understand every aspect of FHA-insured loan programs and underwriting requirements. Our technical expertise ensures a nimble, efficient process where promises are kept, expectations are managed, decisions are optimized, and even the most complicated deals are done right and on time.

Delivering the best of both worlds

We are champions of the benefits and opportunities that FHA programs offer our clients. Yet we realize that this approach does not meet every project’s needs. Through our affiliation with HJ Sims, we are able to deliver a complete range of financing solutions – both taxable and tax-exempt.

We are industry thought leaders

Our senior executives, together, have over 50 years of experience with FHA programs. We are known and respected by our peers in the industry. We serve on committees of national trade groups that help HUD establish FHA policies. We also have access to senior people at both HUD and FHA. We talk to them about policy one day; then about projects the next. And our clients reap the benefits.

Our entire organization is client focused

FHA-insured financing is a complex activity. We provide borrowers with superior personal service, and take a hands-on approach to every project. We know how to work through the inevitable issues and hiccups and get the best deal for our clients. And because we understand the best deal is one that gets closed quickly, we don’t promise things that can’t be delivered.